Age isn't everything. You may be pretty new to this small business stuff, but we know that you're going places. It'll take a little funding to get there, though - and that's okay, because getting a startup loan is much better than giving away your equity to investors or borrowing cash from friends and family. So keep doing it your way - and we'll help you get the capital you need.
SEE YOUR OPTIONSBuilding a small business doesn't have to be such hard work - just give yourself a financial cushion. Getting access to the capital you need enables you to hire staff, lease office space, increase inventory, buy equipment, or simply cover monthly expenses while you're growing.
There are several financing options you can choose from: short term loans, SBA loans, equipment financing, lines of credit, business credit cards, and more. Whichever kind of startup loan you choose, you'll have a little more cash and a little less headache. And most startup loans are flexible enough to be used for just about any small business need.
To qualify for a startup loan, you typically need to be in business for at least 6 months and have a credit score of 680 or higher.
Most lenders will also want to see that you have experience in a field that's related to your small business. Some lenders may require you to secure your loan with collateral - this can include assets such as a car or house.
You can apply for your startup loan in the time it takes to pick up your morning latte: just fill out our 15-minute application, then compare startup loan options from 75+ leading lenders.
How much financing can you afford? Your startup loan payments are usually determined by four things: your loan amount, interest rate, term, and collateral. These factors can vary substantially depending on the type of startup loan you choose. Use our startup loan calculator to estimate your monthly payments.