If you don't qualify for a small business loan or you're just not ready for one, a business credit card is the way to go. A card enables you to increase your working capital, get fast access to cash when you need it, take advantage of rewards programs, and build your credit. Plus, it's flexible enough to use for just about any small business need - what's not to love?
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If you're like most Americans, you use a credit card for everyday purchases. It's a flexible, convenient way to buy stuff. So why not put those same advantages to work for your small business?
You can use a business credit card anytime, anywhere. Oftentimes, you'll benefit from a 0% introductory rate and a rewards program while providing your small business with a financial safety net. So you get all the security of a loan with much less paperwork and commitment. Pretty cool, huh?
You'll typically need a credit score of 680 or higher to qualify for a business credit card. It also helps if you've been in business for a while. But if you're new to business ownership, don't worry - you can always personally guarantee your card.
Applying for a business credit card is easy. Just fill out our 15-minute application, then compare options from 75+ lenders. Once you choose a card, you can get approved the same day.
You can use your business credit card for almost any business-related need, including purchasing equipment, increasing inventory, taking clients out to lunch, or simply covering monthly costs. Just use it when you need it, make monthly payments as you go, and reap the rewards points.
